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'[OT]Good paypal alternative?'
2009\04\27@133200 by Funny NYPD

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We have got unusual customer complains about credit card deny on paypal payment-process recently, we called paypal about the situation (the paypal agent can actually see exactly how many credit card users who were going to pay us had been denied at what time), and was told it is because of the new "security program" paypal introduced recently.

Basically, from what we have seen, it will deny a credit card transaction for no reason.

And because of this "security program" constantly deny credit card situation, the paypal phone service team has been complained about the unusual high call rate for quite some time already. And they didn't foresee this will be overcome soon.

We have verified from our own end, that our web site and account is in a good condition, we can test successfully with our a personal paypal account, however when we tested with our personal credit cards, we got the same high deny rate (almost 100%) by paypal just like any other customer complained.

Paypal support even have one of our client called them, and told our client, they need a paypal account to get the payment go through even if they are going to pay us by credit card. Our client were told that any credit card without a link to a paypal account will be denied 100% for the first time.

Today's PayPal's rules is not reasonable at all, and the customer service is really poor (You will get an Indian accent 60% of the time at phone service).

This all doesn't seem reasonable to us and our clients, so I am thinking to get some paypal alternatives for better credit card process services.

Highly appreciate for any recommendation of good resource to process credit cards?

Funny N.
Au Group Electronics, http://www.AuElectronics.com



     

2009\04\27@142125 by Vitaliy

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Funny NYPD wrote:
{Quote hidden}

What you need to do, is sign up for a merchant account, so you can process
credit cards directly.


> Today's PayPal's rules is not reasonable at all, and the customer service
> is really poor (You will get an Indian accent 60% of the time at phone
> service).

Indian accent, how horrible!


> This all doesn't seem reasonable to us and our clients, so I am thinking
> to get some paypal alternatives for better credit card process services.
>
> Highly appreciate for any recommendation of good resource to process
> credit cards?

Many people use this:

http://www.authorize.net/

Vitaliy

2009\04\27@142143 by Peter

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I do not like PayPal. Try Western Union MoneyGrams. I assume that there is a way
to reduce or waive the fee using a contract. Similar services operate elsewhere
(where there is no W.U.).

W.U. does not require any kind of credit card.

Peter


2009\04\27@142532 by Brendan Gillatt

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Funny NYPD wrote:
{Quote hidden}

Try Google Checkout. I have a feeling Amazon do a payment system too but
I am not sure.

Aside from those I guess you could upgrade eto a fully blown merchant
account system.


- --
Brendan Gillatt | GPG Key: 0xBF6A0D94
brendan {a} brendangillatt (dot) co (dot) uk
http://www.brendangillatt.co.uk
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2009\04\27@155836 by Bob Axtell

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I had a terrible experience with Paypal. To compress the experience,
Paypal attempted to
defraud my wife and I for $1400. I had to threaten criminal action to
get my funds back.
I wouldn't p__s on these guys if they were on fire.

Was that clear enough?

On Mon, Apr 27, 2009 at 10:31 AM, Funny NYPD <spam_OUTfunnynypdTakeThisOuTspamyahoo.com> wrote:
{Quote hidden}

>

2009\04\27@164720 by Vitaliy

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Bob,

When did this happen?

I've heard the horror stories, but they all seemed to happen a long time
ago, when PayPal just got started. It's been bought by eBay since.

Vitaliy

{Original Message removed}

2009\04\27@172541 by Funny NYPD

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This cnn article listed 5 paypal alternatives, and the e-junkie seems interesting.
money.cnn.com/galleries/2008/fsb/0802/gallery.paypal_alternatives.fsb/index.html
Funny N.
Au Group Electronics, http://www.AuElectronics.com




________________________________
From: Bob Axtell <.....bob.axtellKILLspamspam@spam@gmail.com>
To: Microcontroller discussion list - Public. <piclistspamKILLspammit.edu>
Sent: Monday, April 27, 2009 3:58:35 PM
Subject: Re: [OT]Good paypal alternative?

I had a terrible experience with Paypal. To compress the experience,
Paypal attempted to
defraud my wife and I for $1400. I had to threaten criminal action to
get my funds back.
I wouldn't p__s on these guys if they were on fire.

Was that clear enough?

On Mon, Apr 27, 2009 at 10:31 AM, Funny NYPD <.....funnynypdKILLspamspam.....yahoo.com> wrote:
{Quote hidden}

> -

2009\04\27@194359 by Shawn Tan

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Have you considered Worldpay?

On Tuesday 28 April 2009 01:31:56 Funny NYPD wrote:
> We have got unusual customer complains about credit card deny on paypal
> payment-process recently, we called paypal about the situation (the paypal
> agent can actually see exactly how many credit card users who were going to
> pay us had been denied at what time), and was told it is because of the new
> "security program" paypal introduced recently.

2009\04\28@014236 by Wouter van Ooijen

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Shawn Tan wrote:
> Have you considered Worldpay?

A GB P 200 setup and a monthly GBP 30.00 fee :(

I use PP as an additional payment menthod (my customers mainly use bank
transfer and - recently - iDeal, a Dutch internet payment system), so
this would be ridiculously expensive.

I've read all the PP horror stories too, but so far I've had no trouble
with them. But I keep my fingers crossed and I keep the balance on my PP
account low.

--

Wouter van Ooijen

-- -------------------------------------------
Van Ooijen Technische Informatica: http://www.voti.nl
consultancy, development, PICmicro products
docent Hogeschool van Utrecht: http://www.voti.nl/hvu

2009\04\28@041641 by Alan B. Pearce

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>Try Western Union MoneyGrams.

In the UK these are associated with a lot of fraud, as the payee gets
information on the senders bank account, and then raids the account.

2009\04\28@111508 by Peter

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Alan B. Pearce <Alan.B.Pearce <at> stfc.ac.uk> writes:
> >Try Western Union MoneyGrams.
>
> In the UK these are associated with a lot of fraud, as the payee gets
> information on the senders bank account, and then raids the account.

Also a failed W.U. transfer does not mean that the next one will not go through.
There is no 'account' to lock out, it's a stateless point to point transfer.

Peter


2009\04\28@112535 by Peter

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Alan B. Pearce <Alan.B.Pearce <at> stfc.ac.uk> writes:
> >Try Western Union MoneyGrams.
>
> In the UK these are associated with a lot of fraud, as the payee gets
> information on the senders bank account, and then raids the account.

Wrong, no account information is exchanged or transmitted. If any such fraud
occurs, it is because the local plods insist to register the account numbers of
the sender and receiver to 'prevent' tax fraud and the like, and the security
scheme on that is flawed. Fail (1984 Britiain version 2009). W.U. does not
require either the sender or the receiver to have a bank account, only valid ID
and the transaction's unique digit code is needed.

PayPal and friends is totally undesirable and not practical in most non-EC and
non-USCAN countries, plus most dealers on EBay refuse to ship 'abroad' (that
includes Canada and Mexico apparently - the USA's 2 largest external trade
partners), although even Europe alone exceeds the US in population and market
size, not to mention other terrae incognitae (from the U.S. point of view at
least). In Eastern Europe and elsewhere similar institutions function. Most of
them are used by foreign workers sending money home and by dependents sending
money to relatives caught in problematic situations abroad, as well as financing
students from home and so on.

Peter


2009\04\28@144353 by Bob Axtell

face picon face
approx 18 months ago. It should be in the PICLIST archives.

--Bob

On Mon, Apr 27, 2009 at 1:46 PM, Vitaliy <EraseMEspamspam_OUTspamTakeThisOuTmaksimov.org> wrote:
> Bob,
>
> When did this happen?
>
> I've heard the horror stories, but they all seemed to happen a long time
> ago, when PayPal just got started. It's been bought by eBay since.
>
> Vitaliy
>
> {Original Message removed}

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